Terms of Service

1. Acceptance of Terms

By accessing and using True Finance Calc ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Description of Service

True Finance Calc provides free, web-based financial calculators for informational and educational purposes. Our tools include mortgage calculators, investment calculators, debt payoff tools, budgeting tools, and other financial planning utilities.

3. Disclaimer — Not Financial Advice

The calculations, results, and information provided by True Finance Calc are for informational purposes only and do not constitute financial, tax, legal, or investment advice.

• Results are estimates based on the inputs you provide and standard mathematical formulas.
• Actual financial outcomes may vary due to factors not accounted for by our calculators (e.g., variable interest rates, tax law changes, fees, market conditions).
• You should consult a qualified financial advisor, tax professional, or other appropriate professional before making any financial decisions.
• We are not responsible for any financial decisions you make based on the results of our calculators.

4. Accuracy

While we strive to ensure the accuracy of our calculators, we make no guarantees that results are error-free. The Service is provided "as is" and "as available" without warranties of any kind, either express or implied.

5. Intellectual Property

All content, design, code, and functionality of True Finance Calc are the property of True Finance Calc and are protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without explicit permission.

6. Third-Party Links and Advertising

Our site may contain advertisements and links to third-party websites or services. We are not responsible for the content, accuracy, or practices of any third-party sites. Inclusion of any link does not imply endorsement by True Finance Calc.

7. Limitation of Liability

To the fullest extent permitted by law, True Finance Calc shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service, including but not limited to financial losses based on calculator results.

8. Changes to Terms

We reserve the right to modify these Terms at any time. Your continued use of the Service after changes constitutes acceptance of the updated Terms.

9. Contact

For questions about these Terms, contact us at legal@fincalchub.com.